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Investments

Fixed Income Fund

Stable investment with predictable yield.

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Fixed Income Fund
I want it

Choose your Fixed Income class

Different terms and minimum amounts by profile.

Class A · Retail

$500,000 minimum contribution
  • Estimated yield 8.5% EAR
  • No mandatory permanence
  • Redemption in 3 business days
  • 0.9% annual management fee
Conservative savers starting to invest.
I want it
Recommended

Class B · Mid Term

$5,000,000 minimum contribution
  • Estimated yield 10.2% EAR
  • Suggested permanence 180 days
  • Reduced fee 0.6% annually
  • Ideal for medium-term surpluses
Investors with 6+ month horizon.
I want it

Class C · Long Term

$50,000,000 minimum contribution
  • Estimated yield 11.5% EAR
  • Suggested permanence 365 days
  • Minimum fee 0.4% annually
  • Access to institutional portfolio
Large wealth with long-term surpluses.
I want it
Benefits

What does it offer?

Conservative public/private debt portfolio

Historical yield 9-11% EAR

Redemption in 3 business days

Minimum contribution from $500K COP

No mandatory minimum term

Ideal for

Conservative profile seeking capital preservation.

Interested?

Write to us and an advisor will get in touch.

Request more information
Requirements to get it

Requirements to obtain it

Requisitos para constituir tu CDT de Renta Fija.

Membership as a partner

  • Original valid national ID card (or foreigner ID for non-Colombians).
  • Be of legal age (18+) to hold the product.
  • Fill in the single INOVACOOP membership form.
  • Personal-data handling authorization (Law 1581/2012).
  • Authorization to consult and report to credit bureaus.
  • Payment of the minimum membership social contribution.

General investment requirements

  • Valid original ID of the primary investor.
  • Investor profile form (Superfinanciera Circular 100).
  • SARLAFT + FATCA/CRS + source-of-funds declaration.
  • Active savings or checking account at INOVACOOP for debits and credits.

Specific requirements: Renta Fija

  • Minimum opening amount from $500.000 COP.
  • Choose term between 30 days and 5 years (longer term, higher rate).
  • Accept capital lock-up for the agreed term.
Documents must be current and original. INOVACOOP may request additional information based on credit or risk analysis for the product.
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